2478 Big Dipper Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2478 Big Dipper Ct, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,543 sqft · built 1988
Lot Size	6.03 acres (263,102 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2023)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-202-023-000`

Property Details

APN / Parcel Number

Primary APN	`072-202-023-000`
Alternative APNs	`07220223100` `0722022310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,543 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	263,102 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,543 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2478 BIG DIPPER CT
City	COOL
State	CA
Zip	95614-2037
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	POR PM 40/41/1 AUBURN LK TRLS 1
Legal Subdivision	AUBURN LK TRLS 1
Legal Lot Number	183
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3001
Census Tract	30601

Owner

2478 Big Dipper Ct, a rural home, is owned and occupied by two individuals who bought it in November 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2478 BIG DIPPER CT, COOL, CA 95614-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Mar 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	202330949
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0000010707
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 1, 2023
Property Address	2478 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000030949
Map Reference	MB 40 PG 41
Instrument Date	Oct 30, 2023
Instrument	2023-0030949
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2478 BIG DIPPER CT, COOL, CA 95614-2037

Mortgage

Document Number	0000030950
Date	Nov 1, 2023
Instrument	2023-0030950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 6, 2020
Property Address	2478 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000010706
Map Reference	MB 40 PG 41
Instrument Date	Mar 4, 2020
Instrument	2020-0010706
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 BIG DIPPER CT, COOL, CA 95614-2037

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 6, 2020
Property Address	2478 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000010707
Instrument Date	Mar 4, 2020
Instrument	10707
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2478 BIG DIPPER CT COOL CA 956142037, COOL, CA 95614-2037

Tax Assessment & Valuation

The 2025 property tax bill for 2478 Big Dipper Ct was $5,265 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,689 (+2%) Land $122,581 Building $375,108
2025	$5,265.00 Homeowner's exemption	$487,931 Land $120,178 Building $367,753
2023	$4,617.00 (+1.49%)	$436,237 Land $152,420 Building $283,817
2022	$4,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2478 Big Dipper Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2478 Big Dipper Ct is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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