2465 Big Dipper Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2465 Big Dipper Ct, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,381 sqft · built 1978
Lot Size	5.55 acres (241,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Dec 2021)
Tax Bill	$11,894 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-202-018-000`

Property Details

APN / Parcel Number

Primary APN	`072-202-018-000`
Alternative APNs	`07220218100` `0722021810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
1st Floor Area	2,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	241,758 sqft
Terrain	Gentle Slope
Parking Spaces	2 Parking Spaces
Patio Area	2,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2465 BIG DIPPER CT
City	COOL
State	CA
Zip	95614-2037
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	PM 39/139/1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3001
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2465 BIG DIPPER CT, COOL, CA 95614-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIME CHOICE FUNDING INC
Mar 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	202178841
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000020238
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 30, 2021
Property Address	2465 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000078841
Map Reference	MB 39 PG 139
Instrument Date	Dec 22, 2021
Instrument	2021-0078841
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2465 BIG DIPPER CT, COOL, CA 95614-2037

Mortgage

Document Number	0000078842
Date	Dec 30, 2021
Instrument	2021-0078842

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 23, 2021
Property Address	2465 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000020238
Map Reference	MB 39 PG 139
Instrument Date	Dec 18, 2020
Instrument	2021-0020238
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2465 BIG DIPPER CT, COOL, CA 95614-2037

Mortgage

Document Number	0000020239
Date	Mar 23, 2021
Instrument	2021-0020239

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 23, 2021
Property Address	2465 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000020240
Map Reference	MB 39 PG 139
Instrument Date	Dec 18, 2020
Instrument	2021-0020240
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2465 BIG DIPPER CT, COOL, CA 95614-2037

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 2, 2019
Property Address	2465 BIG DIPPER CT, COOL, CA 95614-2037
Document Number	0000016637
Instrument Date	Apr 4, 2019
Instrument	16637
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2465 BIG DIPPER CT COOL CA 956142037, COOL, CA 95614-2037

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,639 (+2%) Land $129,890 Building $600,749
2025	$11,894.00 (+4.97%)	$716,314 (+4.04%) Land $127,344 Building $588,970
2023	$11,331.00 (+59.03%)	$688,500 Land $122,400 Building $566,100
2022	$7,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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