2475 E Spring Creek Rd, Clark Fork, ID 83811 Property Records

Bonner County property record for 2475 E Spring Creek Rd, Clark Fork, ID 83811

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,292 sqft · built 1967
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,300 (Nov 2011)
Tax Bill	$2,315 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`RP56N02E229000A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02E229000A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,292 sqft Finished Area
1st Floor Area	2,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Lean-To	288 sqft
Quonset Hut	1,984 sqft
Pole Barn	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	2475 E SPRING CREEK RD
City	CLARK FORK
State	ID
Zip	83811-9788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	22-56N-2E TAX 3 CPWRS
Legal Range	02E
Legal Township	56N
Legal Section	22
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	4
Census Block	4035
Census Tract	950100

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POTLATCH NO 1 FCU
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POTLATCH NO 1 FCU
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2011 · Amount on Record
Deed Sale	Nov 23, 2011 · Amount on Record
Deed Document Number	2011818659
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	May 18, 2026
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Document Number	0001061826
Instrument Date	May 12, 2026
Instrument	20261061826
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788

Mortgage

Document Number	0001061826,
Date	May 18, 2026
Instrument	20261061826

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788

Mortgage

Document Number	0001029708
Date	Jan 22, 2024
Instrument	1029708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	933451
Date	Jan 16, 2019
Instrument	933451

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967366
Date	Oct 8, 2020
Instrument	967366

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	933451
Date	Jan 15, 2019
Instrument	933451

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2029

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2475 E SPRING CREEK RD, CLARK FORK, ID 83811-9788
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 900334
Date	Jan 9, 2017
Instrument	900334

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,315.00 (+5.56%) Homeowner's exemption	$724,182 (-0.2%) Land $193,488 Building $530,694	$724,182 (-0.2%) Land $193,488 Building $530,694
2025	$2,193.00 (-16.62%) Homeowner's exemption	$725,639 (-12.8%) Land $194,036 Building $531,603	$725,639 (-12.8%) Land $194,036 Building $531,603
2023	$2,630.00 Homeowner's exemption	$832,109 Land $171,258 Building $660,851	$832,109 Land $171,258 Building $660,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, Kaniksu Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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