2230 E Spring Creek Rd, Clark Fork, ID 83811 Property Records

Bonner County property record for 2230 E Spring Creek Rd, Clark Fork, ID 83811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$878 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`RP56N02E236400A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02E236400A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,714 sqft Finished Area
1st Floor Area	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Lean-To	297 sqft
Pole Barn	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2230 E SPRING CREEK RD
City	CLARK FORK
State	ID
Zip	83811-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	23-56N-2E LIGHTNING CREEK LOT 78 UNRECORDED PLAT
Legal Range	02E
Legal Township	56N
Legal Section	23
Legal Subdivision	LIGHTNING CREEK
Legal Lot Number	78
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	4
Census Block	4036
Census Tract	950100

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 299, CLARK FORK, ID 83811-0299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2230 E SPRING CREEK RD, CLARK FORK, ID 83811-9646
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	953933
Date	Mar 3, 2020
Instrument	953933

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2230 E SPRING CREEK RD, CLARK FORK, ID 83811-9646
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951326
Date	Jan 6, 2020
Instrument	951326

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00 (+14.62%) Homeowner's exemption	$523,781 (-1.09%) Land $207,908 Building $315,873	$523,781 (-1.09%) Land $207,908 Building $315,873
2025	$766.00 (-48.69%) Homeowner's exemption	$529,550 (+2.4%) Land $207,908 Building $321,642	$529,550 (+2.4%) Land $207,908 Building $321,642
2023	$1,493.00 Homeowner's exemption	$517,128 Land $178,592 Building $338,536	$517,128 Land $178,592 Building $338,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Kaniksu Internet Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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