Ramsey County property record for 2475 Cedar Ave, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1972 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jun 2026) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-22-24-0027 |
| Primary APN | 25-30-22-24-0027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 750 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60385 |
|---|---|
| Street Address | 2475 CEDAR AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN ACRES LOT 9 BLK 5 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 40302 |
Source: Ramsey County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2475 CEDAR AVE, SAINT PAUL, MN 55110-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE |
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| May 15, 2018 | Deed of Trust, Mortgage AMERICAN ADVISORS |
| May 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2023 · Amount on Record |
| Deed Document Number | 20262818507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 26, 2026 |
| Property Address | 2475 CEDAR AVE, SAINT PAUL, MN 55110-4433 |
| Document Number | 0002818507 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262818507 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $125,341.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2475 CEDAR AVE, SAINT PAUL, MN 55110-4433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2475 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC |
| Name | Verified Name |
|---|---|
| Address | 559 IOWA AVE E, SAINT PAUL, MN 55130-3024 |
| Document Number | 0T02758368 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | T02758368 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2475 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4433 |
| Document Number | 0004711665 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2475 CEDAR AVE ST PAUL MN 551104433, ST PAUL, MN 55110-4433 |
| Document Number | 0004711665 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 4711665 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Amount | Amount Recorded |
|---|---|
| Term | 792 Months |
| Due | May 29, 2084 |
| Rate | 3.79% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2475 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4433 |
| Document Number | 0000471166 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP |
| Name | Verified Name |
|---|---|
| Address | 2475 CEDAR AVE ST PAUL MN 551104433, ST PAUL, MN 55110-4433 |
| Document Number | 0000471166 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 471166 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | May 29, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.79% |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,862.00 (-4.59%) Homeowner's exemption | $329,000 (+17.75%) Land $90,600 Building $238,400 | $329,000 (+17.75%) Land $90,600 Building $238,400 |
| 2023 | $4,048.00 Homeowner's exemption | $279,400 Land $90,600 Building $188,800 | $279,400 Land $90,600 Building $188,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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