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2315 Cedar Ave, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2315 Cedar Ave, Saint Paul, MN 55110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1990
Square Footage1,504 sqft Living Area
Lot Size10,125 sqft (0.232 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2024)
Tax Bill$4,248.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-30-22-23-0082
Alternative APNs
  • 8498817
  • 551416

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,504 sqft Living Area
1st Floor1,079 sqft 1st Floor
Basement Area425 sqft Basement
Finished Basement425 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,125 sqft (0.232 acres)
Depth X Width135 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number551416
Street Address2315 CEDAR AVE
CitySAINT PAUL
StateMN
Zip55110-4430
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEAIRES NO. 4 LOT 22 BLK 14
Legal Range22
Legal Township30
Legal Section25
Legal SubdivisionLAKEAIRES NO. 4
Legal Block14
Legal Lot Number22
JurisdictionRAMSEY MN
Minor Civil DivisionWHITE BEAR LAKE
Census Blockgroup2
Census Block2016
Census Tract40302

Owner

Source: Ramsey County records · APN 25-30-22-23-0082

Assessment roll updated July 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2315 CEDAR AVE, SAINT PAUL, MN 55110-4430
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG
Aug 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MTG
Dec 21, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleNov 04, 2020 · Amount on Record
Deed Doc Number20245045956
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateNov 04, 2020
Property Address2315 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
Document Number0004842908
Instrument DateSep 30, 2020
Instrument4842908
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyTITLESMART

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$959.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2315 CEDAR AVE WHITE BEAR LAKE MN 551104430, WHITE BEAR LAKE, MN 55110-4430

Mortgage

Document Number4842909
DateNov 04, 2020
Instrument4842909
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 03, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2315 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
Document Number0004770407
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 09, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 CEDAR AVE WHITE BEAR LAKE MN 551104430, WHITE BEAR LAKE, MN 55110-4430

Mortgage

Document Number0004770407
DateAug 22, 2019
Instrument4770407
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2315 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4430
Document Number0004692208
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 CEDAR AVE WHITE BEAR LAKE MN 551104430, WHITE BEAR LAKE, MN 55110-4430

Mortgage

Document Number0004692208
DateDec 28, 2017
Instrument4692208
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$369,700 (+15.68%) Land $73,000 Building $296,700$369,700 (+15.68%) Land $73,000 Building $296,700
2024$4,248.00 (-0.79%)
2023$4,282.00 Homeowner's exemption$319,600 Land $73,000 Building $246,600$319,600 Land $73,000 Building $246,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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