2475 15th Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2475 15th Ave, Chattanooga, TN 37404

Property Summary

Property Type	High-Rise Apartments
Details	34,398 sqft · built 1973
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Last Sale	$826,000 (Jul 2015)
Tax Bill	$20,111 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`156K E 008.01`

Property Details

APN / Parcel Number

Primary APN	`156K E 008.01`
Alternative APN	`0000149704`

Interior

Stories	1 Story
Building Area	34,398 sqft Total Area

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	698 ft deep x 185 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000149704
Old Parcel Number	156K E 00801
Street Address	2475 15TH AVE
City	CHATTANOOGA
State	TN
Zip	37404-5569
Property Category	Commercial
Property Type	Residential > Multi-Unit > High-Rise Apartments
Local Zoning Code	R3
Legal Description	LT 66 RIDGESIDE ESTATE PB 70 PG 129 THE VIEW AT MISSION RIDGE (49 UNITS OUT OF TOTAL 99 UNITS) 49 UNITS (OTHER 50 UNITS ON PA
Legal Subdivision	RIDGESIDE EST/JUDGE WILL CUMMI
Legal Lot Number	66
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	817 BROAD ST STE 200, 200, CHATTANOOGA, TN 37402-2629
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Jul 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage MILLENIUM INVESTMENT GROUP LLC
Dec 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage MISSION FUNDING LLC
May 13, 2019	Loan Modification, Mortgage · Line of Credit SMARTBANK
Apr 12, 2019	Loan Modification, Mortgage SMARTBANK
Mar 9, 2017	Loan Modification, Mortgage SOUTHERN CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on Record
Deed Sale	Jul 13, 2015 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	2015071300424
Deed Book / Page	10515 / 487
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000196
Date	Jan 8, 2026
Book Page	14161/347
Instrument	2026010800196

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000116
Date	Jul 26, 2023
Book Page	13355/390
Instrument	2023072600116

Lender

Name	MILLENIUM INVESTMENT GROUP LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30338

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2024

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	JONES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000199
Date	Dec 6, 2024
Book Page	13781/873
Instrument	2024120600199

Lender

Name	MISSION FUNDING LLC
Type	Non-Lending Institution
Address	CHATTANOOGA, TN 37421

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	May 13, 2019
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Document Number	0513000102
Book / Page	011638 / 000867
Instrument Date	May 3, 2019
Instrument	190513000102
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	817 BROAD ST CHATTANOOGA TN 374022629, CHATTANOOGA, TN 37402-2629

Mortgage

Document Number	513000102
Date	May 13, 2019
Book Page	011638/000867
Instrument	190513000102

Lender

Name	SMARTBANK
Type	Bank
Address	835 GEORGIA AVE, CHATTANOOGA, TN 37402-2214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 12, 2024

Interest

Rate Type	Adjustable Rate

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Document Number	0426000063
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	817 BROAD ST #200 CHATTANOOGA TN 374022629, 200, CHATTANOOGA, TN 37402-2629

Mortgage

Document Number	0426000063
Date	Apr 26, 2019
Book Page	011623/000720
Instrument	190426000063

Lender

Name	SMARTBANK
Type	Bank
Address	835 GEORGIA AVE, CHATTANOOGA, TN 37402-2214

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2024

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2475 15TH AVE, CHATTANOOGA, TN 37404-5569
Document Number	0000000291
Book / Page	010997 / 000545
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	817 BROAD ST #200 CHATTANOOGA TN 374022629, 200, CHATTANOOGA, TN 37402-2629

Mortgage

Document Number	0000000291
Date	Mar 13, 2017
Book Page	010997/000545
Instrument	291

Lender

Name	SOUTHERN CMNTY BK
Type	Bank
Address	817 BROAD ST, CHATTANOOGA, TN 37402-2629

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,111.00 (-16.32%)	$1,326,880 (+23.53%)	$3,317,200 (+23.53%) Land $479,200 Building $2,838,000
2024	$24,032.00	$1,074,160 (-)	$2,685,400 (-) Land $220,000 Building $2,465,400
2023	$24,032.00	$1,074,160 (-)	$2,685,400 (-) Land $220,000 Building $2,465,400
2022	$24,032.00	$1,074,160	$2,685,400 Land $220,000 Building $2,465,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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