2309 15th Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2309 15th Ave, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,908 sqft · built 1960
Lot Size	0.379 acres (16,513 sqft)
Owner	Owner Name on Record
Last Sale	$80,000 (Jun 2004)
Tax Bill	$686 (2025)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156K E 011`

Property Details

APN / Parcel Number

Primary APN	`156K E 011`
Alternative APN	`0000093065`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,513 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093065
Street Address	2309 15TH AVE
City	CHATTANOOGA
State	TN
Zip	37404-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0127 08 04 LOTS 48 & 49 RIDGESIDE ESTATE PB 14 PG 14
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	48,49 49
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2309 15TH AVE, CHATTANOOGA, TN 37404-5506
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 1, 2004 · Amount on Record
Deed Sale	Jun 1, 2004 · Amount on Record
Prior Sale	Jun 1, 2004
Deed Document Number	2004060100278
Deed Book / Page	7149 / 492
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2309 15TH AVE, CHATTANOOGA, TN 37404-5506
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 15TH AVE, CHATTANOOGA, TN 37404-5506

Mortgage

Document Number	0000000055
Date	Mar 4, 2025
Book Page	13851/498
Instrument	2025030400055

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$686.00 (+42.03%)	$45,275 (+109.61%)	$181,100 (+109.61%) Land $37,500 Building $143,600
2024	$483.00	$21,600 (-)	$86,400 (-) Land $12,500 Building $73,900
2023	$483.00	$21,600 (-)	$86,400 (-) Land $12,500 Building $73,900
2022	$483.00	$21,600	$86,400 Land $12,500 Building $73,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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