2474 265th St, Peru, IA 50222 Property Records

Madison County property record for 2474 265th St, Peru, IA 50222 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,736 sqft · built 1895
Lot Size	32.3 acres (1,406,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520102884014000`

Property Details

APN / Parcel Number

Primary APN	`520102884014000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	504 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,406,988 sqft (32.3 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	381 sqft
Deck Area	381 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2474 265TH ST
City	PERU
State	IA
Zip	50222-8266
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW SE EX PAR A 7.71A
Legal Range	27W
Legal Township	75N
Legal Section	28
Jurisdiction	MADISON IA
Township / Civil Division	SCOTT
Census Block Group	3
Census Block	3090
Census Tract	60300

Owner

Source: Madison County records · APN 520102884014000

Assessment roll updated October 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2474 265TH ST, PERU, IA 50222-8266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2474 265TH ST, PERU, IA 50222-8266
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2520
Date	Jul 16, 2020
Book Page	2020/2520
Instrument	2020 2520

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 01, 2021

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2474 265TH ST, PERU, IA 50222-8266
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2521
Date	Jul 16, 2020
Book Page	2020/2521
Instrument	2020 2521

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated October 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,032.00 Homeowner's exemption	$304,900 (+10.19%) Land $48,300 Building $256,600	$304,900 (+10.19%) Land $48,300 Building $256,600
2024	$4,032.00 (+7.18%)
2023		$276,700 Land $38,100 Building $238,600	$276,700 Land $38,100 Building $238,600
2022	$3,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (19121C), updated June 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 64% of Iowa
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	100 / 10
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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