2368 265th St, Peru, IA 50222 Property Records

Madison County property record for 2368 265th St, Peru, IA 50222

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 2013
Lot Size	10.3 acres (451,717 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520102984002200`

Property Details

APN / Parcel Number

Primary APN	`520102984002200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	451,717 sqft (10.3 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2368 265TH ST
City	PERU
State	IA
Zip	50222-8299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR D 10.37A
Legal Range	27W
Legal Township	75N
Legal Section	29
Jurisdiction	MADISON IA
Township / Civil Division	SCOTT
Census Block Group	3
Census Block	3087
Census Tract	60300

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2368 265TH ST, PERU, IA 50222-8299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN CRESTON
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2368 265TH ST, PERU, IA 50222-8299
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1728
Date	Jun 5, 2017
Book Page	2017/1728
Instrument	2017 1728

Lender

Name	THE FIRST NATIONAL BANK IN CRESTON
Address	CRESTON, IA 50801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	2368 265TH ST, PERU, IA 50222-8299
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/244
Date	Jan 20, 2021
Book Page	2021/244
Instrument	2021 244

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 Homeowner's exemption	$335,300 (+12.18%) Land $94,900 Building $240,400	$335,300 (+12.18%) Land $94,900 Building $240,400
2024	$3,960.00 (+1.33%)
2023		$298,900 Land $67,300 Building $231,600	$298,900 Land $67,300 Building $231,600
2022	$3,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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