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2473 Spinaker Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2473 Spinaker Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,468 sqft · built 1986
Lot Size0.142 acres (6,194 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jun 2019)
Tax Bill$4,127 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-740-9686-8

Property Details

APN / Parcel Number

Primary APNC62-000-740-9686-8
Alternative APNs
  • 35-27-15-19870-000-0340
  • 271535198700000340
  • 152735198700000340
  • R381790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,468 sqft Living Area
Gross Area2,143 sqft
1st Floor Area1,468 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,194 sqft (0.142 acres)
Lot Dimensions100 ft deep x 62 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381790
Street Address2473 SPINAKER CT
CityPALM HARBOR
StateFL
Zip34683-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES LOT 34
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19870
Legal Lot Number34
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

2473 Spinaker Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2473 SPINAKER CT, PALM HARBOR, FL 34683-2610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
PRIME CHOICE FUNDING INC
Jun 10, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on File
Deed SaleJun 10, 2019 · Amount on File
Deed Document Number2019182535
Deed Book / Page20571 / 555
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2473 SPINAKER CT, PALM HARBOR, FL 34683-2610
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2473 SPINAKER CT, PALM HARBOR, FL 34683-2610

Mortgage

Document Number0219910239
DateMar 24, 2022
Book Page21991/239
Instrument2022094183
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2473 SPINAKER CT, PALM HARBOR, FL 34683-2610
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209250233
DateMar 17, 2020
Book Page20925/233
Instrument2020088958
Lender
NamePRIME CHOICE FUNDING INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 10, 2019
Property Address2473 SPINAKER CT, PALM HARBOR, FL 34683-2610
Document Number0205710555
Book / Page020571 / 000555
Instrument DateJun 4, 2019
Instrument182535
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyAWS TITLE SERVICES LLC, AWS TITLE SVCS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2473 SPINAKER CT PALM HARBOR FL 346832610, PALM HARBOR, FL 34683-2610

Mortgage

Document Number205710557
DateJun 10, 2019
Book Page020571/000557
Instrument182536
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2473 Spinaker Ct was $4,127 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,127.00 Homeowner's exemption$260,280$376,298 Land $107,103 Building $269,195
2023$3,836.00 (+2.98%) Homeowner's exemption$245,578 (+3%)$344,759 (+10.52%) Land $139,386 Building $205,373
2022$3,725.00 Homeowner's exemption$238,425$311,938 Land $145,881 Building $166,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2473 Spinaker Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2473 Spinaker Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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