Pinellas County property record for 2472 Spinaker Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,434 sqft · built 1986 |
| Lot Size | 0.142 acres (6,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Feb 2021) |
| Tax Bill | $5,527 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9675-1 |
| Primary APN | C62-000-740-9675-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 1,902 sqft |
| 1st Floor Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,199 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 280 sqft |
| Patio Area | 140 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381779 |
|---|---|
| Street Address | 2472 SPINAKER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 23 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
Source: Pinellas County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2472 SPINAKER CT, PALM HARBOR, FL 34683-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | May 31, 1996 · Amount on Record |
| Deed Document Number | 202134863 |
| Deed Book / Page | 21371 / 2313 |
| Prior Transfer Date | Nov 29, 2011 |
| Prior Transfer Doc | 0174340164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2472 SPINAKER CT, PALM HARBOR, FL 34683-2617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0198561617 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 19856/1617 |
| Instrument | 2017362788 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 2472 SPINAKER CT, PALM HARBOR, FL 34683-2617 |
| Document Number | 0213712313 |
| Book / Page | 21371 / 2313 |
| Map Reference | MB 92 PG 42&43 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021034863 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | AIBRITTON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1316 HALAPA WAY, 1316, TRINITY, FL 34655-7231 |
| Name | Verified Name |
|---|---|
| Address | 2472 SPINAKER CT, PALM HARBOR, FL 34683-2617 |
| Document Number | 0213712315 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 21371/2315 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,527.00 (+5.68%) Homeowner's exemption | $337,841 (+5.99%) | $360,234 (+4.86%) Land $107,602 Building $252,632 |
| 2024 | $5,230.00 (+1.51%) | ||
| 2023 | $5,152.00 (+2.83%) Homeowner's exemption | $318,757 (+3%) | $343,550 (+11.01%) Land $140,956 Building $202,594 |
| 2022 | $5,010.00 Homeowner's exemption | $309,473 | $309,473 Land $144,688 Building $164,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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