2471 Hilltop Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 2471 Hilltop Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,403 sqft · built 1968
Lot Size	0.327 acres (14,270 sqft)
Owner	Company Name on Record
Last Sale	$399,000 (Jul 2017)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543409`

Property Details

APN / Parcel Number

Primary APN	`543409`
Alternative APNs	`390219 040218 0000` `93744`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
1st Floor Area	2,403 sqft
Basement Area	2,259 sqft
Finished Basement	930 sqft
Unfinished Basement	1,329 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	14,270 sqft (0.327 acres)
Garage Type	Carport
Carport	Carport
Carport Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	189 sqft
Deck Area	44 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	543409
Street Address	2471 HILLTOP RD
City	FERNDALE
State	WA
Zip	98248-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	ALLVIEW HEIGHTS LOT 4 BLK 2
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	ALLVIEW HEIGHTS
Legal Block	2
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1018
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Intrafamily Transfer, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2170701842
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000600401
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jun 6, 2023
Property Address	2471 HILLTOP RD, FERNDALE, WA 98248-9221
Document Number	0000600401
Map Reference	VOL 8 PG 32
Instrument Date	May 15, 2023
Instrument	2023-0600401
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2471 HILLTOP RD, FERNDALE, WA 98248-9221
Document Number	2210102570
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2471 HILLTOP RD FERNDALE WA 982489221, FERNDALE, WA 98248-9221

Mortgage

Document Number	2210102570
Date	Jan 19, 2021
Instrument	102570

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 18, 2017
Property Address	2471 HILLTOP RD, FERNDALE, WA 98248-9221
Document Number	2170701842
Instrument Date	Jul 13, 2017
Instrument	701842
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,107.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2471 HILLTOP RD FERNDALE WA 982489221, FERNDALE, WA 98248-9221

Mortgage

Document Number	2170701844
Date	Jul 18, 2017
Instrument	701844

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00 (+19.56%)	$749,106 (+18.92%) Land $244,440 Building $504,666	$749,106 (+18.92%) Land $244,440 Building $504,666
2022		$629,922 Land $234,075 Building $395,847	$629,922 Land $234,075 Building $395,847
2021	$4,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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