Whatcom County property record for 2470 Hilltop Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1983 |
| Lot Size | 0.325 acres (14,183 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2025) |
| Tax Bill | $4,389 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49199 |
| Primary APN | 49199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,183 sqft (0.325 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 640 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 49199 |
|---|---|
| Street Address | 2470 HILLTOP RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | ALLVIEW HEIGHTS LOT 4 BLK 1 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 19 |
| Legal Subdivision | ALLVIEW HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2470 HILLTOP RD, FERNDALE, WA 98248-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Deed Document Number | 2025-1201642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 17, 2025 |
| Property Address | 2470 HILLTOP RD, FERNDALE, WA 98248-9221 |
| Document Number | 0001201642 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025-1201642 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,005.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2470 HILLTOP RD, FERNDALE, WA 98248-9221 |
| Document Number | 0001201643 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-1201643 |
| Name | RICHARD L ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,389.00 (+1.25%) | $585,951 (+1.25%) Land $244,440 Building $341,511 | $585,951 (+1.25%) Land $244,440 Building $341,511 |
| 2024 | $4,335.00 (+6.54%) | $578,742 (+5.98%) Land $252,000 Building $326,742 | $578,742 (+5.98%) Land $252,000 Building $326,742 |
| 2022 | $546,065 Land $234,075 Building $311,990 | $546,065 Land $234,075 Building $311,990 | |
| 2021 | $4,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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