247 Spruce Meadows Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 247 Spruce Meadows Loop, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,021 sqft · built 2010
Lot Size	0.526 acres (22,956 sqft)
Owner	Individual Name on File
Tax Bill	$3,816 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R613674`

Property Details

APN / Parcel Number

Primary APN	`R613674`
Alternative APNs	`07-4079-34-3-02-03-0000` `0000504713`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,021 sqft Living Area
1st Floor Area	2,021 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,956 sqft (0.526 acres)
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000504713
Street Address	247 SPRUCE MEADOWS LOOP
City	KALISPELL
State	MT
Zip	59901-1030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SPRUCE MEADOWS, S34, T29 N, R20 W, LOT 17, ACRES 0.527, ASSR# 0000504713
Legal Range	20W
Legal Township	29N
Legal Section	34
Legal Quarter	SW
Legal Subdivision	SPRUCE MEADOWS
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	BAD ROCK-COLUMBIA HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	602

Owner

Source: Flathead County records · APN R613674

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 07, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
May 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2023
Deed Sale	Aug 29, 2023
Prior Sale	Aug 16, 2010
Deed Document Number	202300015445
Record Updated	Jun 07, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 29, 2023
Property Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Document Number	202300015445
Instrument Date	Aug 25, 2023
Instrument	202300015445
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030

Mortgage

Document Number	202300015446
Date	Aug 29, 2023
Instrument	202300015446

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030

Mortgage

Document Number	202300008572
Date	Jun 07, 2023
Instrument	202300008572

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 07, 2030
Change Frequency	Annually
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	12-Month MTA
Max Rate	10.7%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	247 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010013
Date	May 22, 2018
Instrument	201800010013

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Cayuse Prairie Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,816.00	$525,900	$525,900 Land $107,616 Building $418,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290006021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	5 (1990–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2014, rainfall accumulation
Claims By Storm	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 14% of Montana
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Richon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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