235 Spruce Meadows Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 235 Spruce Meadows Loop, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,850 sqft · built 2018
Lot Size	0.522 acres (22,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$543,800 (Dec 2021)
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R613673`

Property Details

APN / Parcel Number

Primary APN	`R613673`
Alternative APNs	`07-4079-34-3-02-01-0000` `0000504714`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,850 sqft Living Area
1st Floor Area	2,312 sqft
Attic	Attic
Attic Area	538 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,738 sqft (0.522 acres)
View / Lot	Cul-de-sac
Garage Area	1,334 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	520 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000504714
Street Address	235 SPRUCE MEADOWS LOOP
City	KALISPELL
State	MT
Zip	59901-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRUCE MEADOWS, S34, T29 N, R20 W, LOT 18, ACRES 0.522, ASSR# 0000504714
Legal Range	20W
Legal Township	29N
Legal Section	34
Legal Subdivision	SPRUCE MEADOWS
Legal Lot Number	18
Jurisdiction	FLATHEAD MT
Township / Civil Division	BAD ROCK-COLUMBIA HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	602

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Sep 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202141872
Prior Transfer Date	Aug 10, 2015
Prior Transfer Doc	0000018554
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 6, 2021
Property Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Document Number	202100041872
Instrument Date	Dec 6, 2021
Instrument	202100041872
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030

Mortgage

Document Number	202100041873
Date	Dec 6, 2021
Instrument	202100041873

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001655
Date	Jan 24, 2018
Instrument	201800001655

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010988
Date	Jun 4, 2018
Instrument	201800010988

Lender

Name	VALLEY BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000035684
Date	Oct 23, 2020
Instrument	202000035684

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	235 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1030
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900024321
Date	Sep 27, 2019
Instrument	201900024321

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Cayuse Prairie Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,824.00 (-35.99%)	$1,073,000 (+30.33%)
2025			$1,073,000 (+30.33%) Land $195,333 Building $877,667
2023	$5,974.00	$823,300	$823,300 Land $107,202 Building $716,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2014 · rainfall accumulation
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bullitt Communications, Verizon.

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