247 Scarlet Oak Loop, Villa Ridge, MO 63089 Property Records

Franklin County property record for 247 Scarlet Oak Loop, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,315 sqft · built 2013
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,943 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-4-17.0-0-013-028.230`

Property Details

APN / Parcel Number

Primary APN	`18-4-17.0-0-013-028.230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,315 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Construction Type	Frame
Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Street Address	247 SCARLET OAK LOOP
City	VILLA RIDGE
State	MO
Zip	63089-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:15 OAK HOLLOW PL1
Legal Range	01E
Legal Township	43
Legal Section	17
Legal Subdivision	OAK HOLLOW
Legal Block	13
Legal Lot Number	15
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1057
Census Tract	800104

Owner

The current owner of 247 Scarlet Oak Loop acquired it in October 2013.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Owner Names on File
Mailing Address	247 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 22, 2019	Deed of Trust, Mortgage UNITED BK/UNION
Sep 7, 2018	Deed of Trust, Mortgage UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2013
Deed Sale	Oct 25, 2013
Prior Sale	Jan 4, 2013
Deed Document Number	1318407
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	247 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204798
Date	Mar 25, 2022
Instrument	2204798

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	247 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106
Document Number	0000011087
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	247 SCARLET OAK LOOP VILLA RIDGE MO 630891106, VILLA RIDGE, MO 63089-1106

Mortgage

Document Number	0000011087
Date	Aug 27, 2019
Instrument	11087

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	247 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106
Document Number	0000012782
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	247 SCARLET OAK LOOP VILLA RIDGE MO 630891106, VILLA RIDGE, MO 63089-1106

Mortgage

Document Number	0000012782
Date	Sep 13, 2018
Instrument	12782

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 247 Scarlet Oak Loop was $3,943.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,943.00	$72,726	$382,770 Land $60,000 Building $322,770
2023	$3,877.00 (+2.11%)	$70,095	$368,920 Land $60,000 Building $308,920
2022	$3,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 Scarlet Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 Scarlet Oak Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
BlueBit Networks Fiber	200 / 200
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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