Franklin County property record for 203 Scarlet Oak Loop, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,916 sqft · built 2015 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,500 (Jan 2016) |
| Tax Bill | $3,625 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-4-17.0-0-013-028.190 |
| Primary APN | 18-4-17.0-0-013-028.190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Frame |
| Lot Area | 52,272 sqft (1.2 acres) |
| Street Address | 203 SCARLET OAK LOOP |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:23 OAK HOLLOW PL1 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 17 |
| Legal Subdivision | OAK HOLLOW |
| Legal Block | 13 |
| Legal Lot Number | 23 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800104 |
203 Scarlet Oak Loop is owned and occupied by two individuals who bought it in January 2016.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON |
| Dec 22, 2020 | Deed of Trust, Mortgage BANK OF WA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on File |
| Deed Sale | Jan 6, 2016 · Amount on File |
| Prior Sale | May 11, 2015 |
| Deed Document Number | 1600244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 203 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002205471 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2205471 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 203 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1106 |
| Document Number | 0000022813 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 SCARLET OAK LOOP VILLA RIDGE MO 630891106, VILLA RIDGE, MO 63089-1106 |
| Document Number | 0000022813 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 22813 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 29, 2035 |
The 2025 property tax bill for 203 Scarlet Oak Loop was $3,625.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,625.00 | $66,853 | $351,860 Land $60,000 Building $291,860 |
| 2023 | $3,463.00 (-4.05%) | $62,626 | $329,610 Land $60,000 Building $269,610 |
| 2022 | $3,609.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 203 Scarlet Oak Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Scarlet Oak Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| BlueBit Networks Fiber | 200 / 200 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T.
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