247 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 247 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,950 sqft · built 2022
Lot Size	0.651 acres (28,336 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Nov 2022)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`017B090220700100`

Property Details

APN / Parcel Number

Primary APN	`017B090220700100`
Alternative APNs	`23-13-02-207-001.000-015` `00001011873` `0170023102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	28,336 sqft (0.651 acres)
Lot Dimensions	322 ft deep x 88 ft wide
Terrain	High
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001011873
Street Address	247 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00231-02 JOSHUA ESTATES SUBDIV PHASE 1 LOT 1 MP 017-B09-02-207-00100
Legal Subdivision	JOSHUA ESTATES
Legal Phase	1
Legal Lot Number	1
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	247 S RIVER RD, COVINGTON, IN 47932-8059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	20223290
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Nov 22, 2022
Property Address	247 S RIVER RD, COVINGTON, IN 47932-8059
Document Number	0202202795
Instrument Date	Nov 17, 2022
Instrument	202202795
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 S RIVER RD, COVINGTON, IN 47932-8059

Mortgage

Document Number	0202202796
Date	Nov 22, 2022
Instrument	202202796

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	May 10, 2022
Property Address	247 S RIVER RD, COVINGTON, IN 47932-8059
Document Number	0202201089
Instrument Date	Mar 29, 2022
Instrument	202201089
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 665, CRAWFORDSVILLE, IN 47933-0665
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+2.12%) Homeowner's exemption	$326,200 (+9.79%) Land $53,900 Building $272,300	$326,200 (+9.79%) Land $53,900 Building $272,300
2024	$1,836.00 (-4.67%)
2023	$1,926.00 (+27,414.29%)	$297,100 (+26,909.09%) Land $53,900 Building $243,200	$297,100 (+26,909.09%) Land $53,900 Building $243,200
2022	$7.00	$1,100 Land $1,100	$1,100 Land $1,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

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