143 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 143 S River Rd, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,607 sqft · built 2003
Lot Size0.847 acres (36,896 sqft)
OwnerIndividual Name on File
Last Sale$395,900 (Sep 2022)
Tax Bill$1,674 (2025)
Deeds & MortgagesDec 2025 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017B090220300700

Property Details

APN / Parcel Number

Primary APN017B090220300700
Alternative APNs
  • 23-13-02-203-007.000-015
  • 00001011855
  • 0170086600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,607 sqft Living Area
1st Floor Area3,607 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area36,896 sqft (0.847 acres)
Lot Dimensions273 ft deep x 135 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001011855
Street Address143 S RIVER RD
CityCOVINGTON
StateIN
Zip47932-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description017-00866-00 MCDONALD CRAIN 2ND SUBDIV 17 MP B09-02-203-00700
Legal SubdivisionMDONALD & CRAIN SECOND
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group4
Census Block4034
Census Tract957800

Owner

143 S River Rd is owned and occupied by an individual who bought it in September 2022.

Source: Fountain County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address143 S RIVER RD, COVINGTON, IN 47932-8500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE
Sep 23, 2022Warranty Deed, Transfer · FHA Mortgage
JFQ LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2022 · Amount on File
Deed SaleSep 23, 2022 · Amount on File
Deed Document Number20223173
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address143 S RIVER RD, COVINGTON, IN 47932-8500
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202502977
DateDec 15, 2025
Instrument202502977
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateSep 23, 2022
Property Address143 S RIVER RD, COVINGTON, IN 47932-8500
Document Number0202202356
Instrument DateSep 16, 2022
Instrument202202356
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 S RIVER RD, COVINGTON, IN 47932-8500

Mortgage

Document Number0202202357
DateSep 23, 2022
Instrument202202357
Lender
NameJFQ LENDING INC
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 143 S River Rd was $1,674 with a homeowner's exemption, down 41.6% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,674.00 (-41.55%) Homeowner's exemption$461,300 Land $51,800 Building $409,500$461,300 Land $51,800 Building $409,500
2024$2,864.00 (-1.85%)
2023$2,918.00 (+34.72%)$425,400 (+41.8%) Land $51,800 Building $373,600$425,400 (+41.8%) Land $51,800 Building $373,600
2022$2,166.00$300,000 Land $51,800 Building $248,200$300,000 Land $51,800 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number