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247 Ridgeback Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 247 Ridgeback Rd, Talking Rock, GA 30175

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,101 sqft · built 2022
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Tax Bill$1,555 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN3086 004G

Property Details

APN / Parcel Number

Primary APN3086 004G
Alternative APN
  • 40566

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,101 sqft Heated Area
1st Floor Area1,500 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area174,240 sqft (4 acres)

Exterior Amenities

PorchOpen Porch
Porch Area450 sqft
Patio Area336 sqft
Storage Building120 sqft

Location & Zoning

Account Number40566
Street Address247 RIDGEBACK RD
CityTALKING ROCK
StateGA
Zip30175-4734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLANDLOT:313 DIST:11
JurisdictionGILMER GA
Township / Civil DivisionSOUTH GILMER
Census Block Group3
Census Block3033
Census Tract80500

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address247 RIDGEBACK RD, TALKING ROCK, GA 30175-4734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022
Deed SaleFeb 25, 2022
Deed Document Number0002484245
Deed Book / Page2484 / 245
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Recording DateJun 29, 2026
Property Address247 RIDGEBACK RD, TALKING ROCK, GA 30175-4734
Document Number2870000270
Book / Page2870 / 270
Instrument DateJun 24, 2026
Transaction TypeMortgage
Record UpdatedAug 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 RIDGEBACK RD, TALKING ROCK, GA 30175-4734

Mortgage

Document Number2870000270,
DateJun 29, 2026
Book Page2870/270
Lender
NameBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Fiber		2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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