Gilmer County property record for 155 Ridgeback Rd, Talking Rock, GA 30175 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Aug 2024) |
| Tax Bill | $273 (2025) |
| Deeds & Mortgages | Apr 2016 Mortgage Apr 2016 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3086 004E |
| Primary APN | 3086 004E |
|---|---|
| Alternative APN |
|
| Gross Area | 924 sqft |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 87,120 sqft (2 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 37479 |
|---|---|
| Street Address | 155 RIDGEBACK RD |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NO PLAT |
| Jurisdiction | GILMER GA |
| Township / Civil Division | SOUTH GILMER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 80500 |
Source: Gilmer County records · APN 3086 004E
Assessment roll updated February 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 11, 2016 | Deed of Trust, Mortgage LIVE OAK BANKING |
| Apr 11, 2016 | Deed of Trust, Mortgage LIVE OAK BANKING |
| Aug 21, 2024 | Warranty Deed, Transfer |
| Jan 31, 2012 | Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| May 30, 2008 | Intrafamily Transfer, Transfer |
| May 06, 2008 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2012 · Amount on Record |
| Deed Book / Page | 2704 / 96 |
| Transfer Doc | 001477/264 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001967/507 |
|---|---|
| Date | Apr 11, 2016 |
| Book Page | 1967/507 |
| Instrument | 001860 |
| Name | LIVE OAK BANKING |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 252 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001967/486 |
|---|---|
| Date | Apr 11, 2016 |
| Book Page | 1967/486 |
| Instrument | 001857 |
| Name | LIVE OAK BANKING |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Aug 21, 2024 |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Document Number | 0002704/96 |
| Book / Page | 2704 / 96 |
| Instrument Date | Aug 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Jan 31, 2012 |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Document Number | 001713/158 |
| Book / Page | 1713 / 158 |
| Instrument Date | Jan 27, 2012 |
| Instrument | 061-2012-000218 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 558 INDUSTRIAL BLVD, ELLIJAY, GA 30540-3786 |
| Name | Verified Name |
|---|---|
| Address | 111 CUNNINGHAM MOUNTAIN RD, ELLIJAY, GA 30536-7711 |
| Document Number | 001714/134 |
|---|---|
| Date | Feb 06, 2012 |
| Book Page | 1714/134 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jan 27, 2019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | May 30, 2008 |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Document Number | 001477/264 |
| Book / Page | 1477 / 264 |
| Instrument | 2008-001202 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1, TALKING ROCK, GA 30175 |
| Name | Verified Name |
|---|---|
| Address | 846 RAVENCLIFF RD, TALKING ROCK, GA 30175-5513 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | May 06, 2008 |
| Property Address | 155 RIDGEBACK RD, TALKING ROCK, GA 30175-4726 |
| Document Number | 001475/245 |
| Book / Page | 1475 / 245 |
| Instrument Date | May 06, 2008 |
| Instrument | 2008-001152 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 846 RAVENCLIFF RD, TALKING ROCK, GA 30175-5513 |
Source: Gilmer County records · Assessment roll updated February 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273.00 (+21.33%) | $17,680 (+38.13%) Land $16,080 Building $1,600 | $44,200 (+38.13%) Land $40,200 Building $4,000 |
| 2022 | $225.00 | $12,800 Land $11,200 Building $1,600 | $32,000 Land $28,000 Building $4,000 |
Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131230805003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2023, other causes |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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