Lorain County property record for 245 Ohio St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,594 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,900 (2022) |
| Tax Bill | $2,537.00 (2025) |
| Primary APN | 06-25-147-000-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,594 sqft Living Area |
| 1st Floor | 944 sqft 1st Floor |
| 2nd Floor | 650 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 165 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 81 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 245 OHIO ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARFORD 66 X 165 |
| Legal Subdivision | GARFORDS SUBDIVISION |
| Legal Tract | 25 |
| Legal Lot Number | 10 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-147-000-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Mar 10, 2005 · Amount on Record |
| Deed Doc Number | 2022003200 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 31, 2022 |
| Property Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Document Number | 0000877430 |
| Map Reference | MB 3 PG 20 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-0877430 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Document Number | 0000877431 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-0877431 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Document Number | 20210838305 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021-0838305 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 245 OHIO ST, ELYRIA, OH 44035-5118 |
| Document Number | 20210838309 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021-0838309 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 11, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,537.00 | $53,710 (-0.01%) Land $11,640 Building $42,070 | $153,470 (-) Land $33,260 Building $120,210 |
| 2024 | $2,537.00 (+0.44%) | $53,715 (+16.98%) Land $11,641 Building $42,074 | $153,470 (+16.97%) Land $33,260 Building $120,210 |
| 2023 | $2,526.00 (+1.32%) | $45,920 (-) Land $9,331 Building $36,589 | $131,200 (-) Land $26,660 Building $104,540 |
| 2022 | $2,493.00 | $45,920 Land $9,330 Building $36,590 | |
| 2021 | $131,200 Land $26,660 Building $104,540 |
245 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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