247 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 247 Oak St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,944 sqft · built 2023
Lot Size0.233 acres (10,149 sqft)
Owner2 Individuals on Record
Last Sale$1,590,000 (Jul 2023)
Tax Bill$17,352 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN8-00000031

Property Details

APN / Parcel Number

Primary APN8-00000031
Alternative APN
  • NATI M:00000008 P:00000031

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,944 sqft Living Area
1st Floor Area588 sqft
Basement Area112 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,149 sqft (0.233 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8-00000031
Street Address247 OAK ST
CityNATICK
StateMA
Zip01760-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1014
Census Tract382100

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address247 OAK ST, NATICK, MA 01760-1300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ZILLOW HOME LOANS LLC
Jul 28, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jul 20, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleJul 20, 2022 · Amount on Record
Deed Document Number202384211
Deed Book / Page81828 / 7
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Recording DateMay 29, 2026
Property Address247 OAK ST, NATICK, MA 01760-1300
Document Number085668-528
Book / Page85668 / 528
Instrument DateMay 15, 2026
Instrument202663389
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 OAK ST, NATICK, MA 01760-1300

Mortgage

Document Number0000063389,
DateMay 29, 2026
Book Page85668/528
Instrument202663389
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address247 OAK ST, NATICK, MA 01760-1300
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079336-503
DateDec 13, 2021
Book Page79336/503
Instrument268531
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2038

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJul 28, 2023
Property Address247 OAK ST, NATICK, MA 01760-1300
Document Number00081828-7
Book / Page81828 / 7
Instrument DateJul 28, 2023
Instrument84211
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1386 FLICKER WAY, SUNNYVALE, CA 94087-3407

Mortgage

Document Number0000084214
DateJul 28, 2023
Instrument84214
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJul 20, 2022
Property Address247 OAK ST, NATICK, MA 01760-1300
Document Number080459-475
Book / Page80459 / 475
Instrument DateJul 20, 2022
Instrument110764
Transaction TypeTransfer
Record UpdatedFeb 14, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 HOPKINTON RD, UPTON, MA 01568-1028

Mortgage

Document Number0000110765
DateJul 20, 2022
Instrument110765
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address247 OAK ST, NATICK, MA 01760-1300
Document Number69735-105
Book / Page069735 / 000105
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69735-105
DateAug 7, 2017
Book Page069735/000105
Instrument125728
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,352.00 (+292.85%)$1,450,800 (+302.66%) Land $382,800 Building $1,068,000$1,482,950
2024$4,417.00 (-27.69%)$360,300 (-25.43%) Land $360,300
2023$6,108.00$483,200 Land $346,700 Building $136,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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