246 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 246 Oak St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1900
Lot Size	0.47 acres (20,456 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (May 2021)
Tax Bill	$8,702 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-0000016B`

Property Details

APN / Parcel Number

Primary APN	`8-0000016B`
Alternative APN	`NATI M:00000008 P:0000016B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	825 sqft
Attic	Attic
Attic Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	20,456 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8-0000016B
Street Address	246 OAK ST
City	NATICK
State	MA
Zip	01760-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Subdivision	LAND NATICK
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3000
Census Tract	382100

Owner

246 Oak St is owned and occupied by two individuals who bought it in May 2021.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 OAK ST, NATICK, MA 01760-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	May 27, 1994 · Amount on File
Deed Document Number	2021118216
Deed Book / Page	77853 / 592
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	May 25, 2021
Property Address	246 OAK ST, NATICK, MA 01760-1309
Document Number	077853-592
Book / Page	77853 / 592
Instrument Date	May 25, 2021
Instrument	118216
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	246 OAK ST, NATICK, MA 01760-1309

Mortgage

Document Number	0000118217
Date	May 25, 2021
Instrument	118217

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 246 Oak St was $8,702, up 3.9% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,702.00 (+3.9%)	$727,600 (+6.51%) Land $402,500 Building $325,100	$873,145
2024	$8,375.00 (+1.07%)	$683,100 (+4.21%) Land $378,800 Building $304,300
2023	$8,286.00	$655,500 Land $362,800 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20