Elko County property record for 247 Flora Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1974 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jan 2024) |
| Tax Bill | $972 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-014-017 |
| Primary APN | 052-014-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 57,935 sqft |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 247 FLORA DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951403 |
247 Flora Dr is owned and occupied by an individual who bought it in January 2024.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage NEVADA HOUSING DIVISION |
| Jan 4, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Sep 27, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on File |
| Deed Sale | Jan 4, 2024 · Amount on File |
| Prior Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 2024831694 |
| Prior Transfer Date | Aug 7, 2006 |
| Prior Transfer Doc | 0000558343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Investor | Possibly a Property Investor |
| Document Number | 0000835557 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 835557 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Amount | Amount on Record |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 4, 2024 |
| Property Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Document Number | 0000831694 |
| Map Reference | FILE 60405 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 831694 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 CUERNO VERDE DR, SPRING CREEK, NV 89815-5654 |
| Name | Verified Name |
|---|---|
| Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Investor | Possibly a Property Investor |
| Document Number | 0000831695 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 831695 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000831696 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 831696 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 27, 2021 |
| Property Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Document Number | 0000795195 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 795195 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $978.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 247 FLORA DR, SPRING CREEK, NV 89815-5126 |
| Document Number | 0000795196 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 795196 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 247 Flora Dr was $972, down 0.3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $972.00 (-0.31%) | $36,234 (-0.28%) Land $14,000 Building $22,234 | $103,526 (-0.27%) Land $40,000 Building $63,526 |
| 2025 | $975.00 | $36,334 Land $14,000 Building $22,334 | $103,811 Land $40,000 Building $63,811 |
| 2023 | $832.00 (+8.05%) | $31,306 (+9.09%) Land $9,975 Building $21,331 | $89,446 (+9.09%) Land $28,500 Building $60,946 |
| 2022 | $770.00 | $28,698 Land $9,975 Building $18,723 | $81,994 Land $28,500 Building $53,494 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 247 Flora Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Flora Dr is extreme, ranking above 99.1% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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