Elko County property record for 232 Flora Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1998 |
| Lot Size | 2.48 acres (108,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Dec 2024) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-013-036 |
| Primary APN | 052-013-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| Gross Area | 2,047 sqft |
| 1st Floor Area | 1,647 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 108,464 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 462 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 232 FLORA DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 LOT 36 BLK 13 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 13 |
| Legal Lot Number | 36 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 951403 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 MAYNARD AVE, NEWBURY PARK, CA 91320-4260 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Sep 15, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jun 10, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage GREATER NEVADA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on Record |
| Deed Sale | Dec 5, 2024 · Amount on Record |
| Prior Sale | Sep 15, 2021 · Amount on Record |
| Deed Document Number | 2024843978 |
| Prior Transfer Date | Nov 21, 2024 |
| Prior Transfer Doc | 0000843977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 15, 2021 |
| Property Address | 232 FLORA DR, SPRING CREEK, NV 89815-5129 |
| Document Number | 0000794530 |
| Map Reference | FILE 60405 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 794530 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,177.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 FLORA DR, SPRING CREEK, NV 89815-5129 |
| Document Number | 0000794531 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 794531 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 10, 2020 |
| Property Address | 232 FLORA DR, SPRING CREEK, NV 89815-5129 |
| Document Number | 0000769545 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 769545 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF NV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $982.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 JUNIPER ST, 237, ELKO, NV 89801-3159 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 FLORA DR, SPRING CREEK, NV 89815-5129 |
| Document Number | 0000769546 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 769546 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 (-2.19%) | $80,132 (-2.19%) Land $14,000 Building $66,133 | $228,949 (-2.18%) Land $40,000 Building $188,951 |
| 2025 | $2,195.00 (+16.14%) | $81,922 (+9.31%) Land $14,000 Building $67,922 | $234,063 (+9.31%) Land $40,000 Building $194,063 |
| 2023 | $1,890.00 (+8%) | $74,943 (+14.77%) Land $9,975 Building $64,968 | $214,123 (+14.77%) Land $28,500 Building $185,623 |
| 2022 | $1,750.00 | $65,296 Land $9,975 Building $55,321 | $186,560 Land $28,500 Building $158,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.7% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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