247 E Bertrand Rd, Niles, MI 49120 Property Records

Berrien County property record for 247 E Bertrand Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.441 acres (19,210 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2021)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0860-0041-10-8`

Property Details

APN / Parcel Number

Primary APN	`14-0860-0041-10-8`
Alternative APN	`11-14-0860-0041-10-8`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	19,210 sqft (0.441 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	247 E BERTRAND RD
City	NILES
State	MI
Zip	49120-4176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	THE E 100'OF W 160'OF S 192'OF BLK 41 VILLAGE OF BERTRAND PLAT OF 1836
Legal Subdivision	VILLAGE OF BERTRAND
Legal Block	41
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1006
Census Tract	21100

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	247 E BERTRAND RD, NILES, MI 49120-4176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Deed Book / Page	3324 / 157
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 6, 2026
Property Address	247 E BERTRAND RD, NILES, MI 49120-4176
Document Number	0000457647
Book / Page	3474 / 873
Instrument Date	Mar 31, 2026
Instrument	2026457647
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 E BERTRAND RD, NILES, MI 49120-4176

Mortgage

Document Number	0000457647,
Date	Apr 6, 2026
Book Page	3474/873
Instrument	2026457647

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 E BERTRAND RD, NILES, MI 49120-4176
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03184/1575
Date	Sep 26, 2017
Book Page	3184/1575
Instrument	3184-1575

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Oct 1, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	247 E BERTRAND RD, NILES, MI 49120-4176
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03228/1652
Date	Feb 4, 2019
Book Page	3228/1652

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 8, 2029

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 21, 2021
Property Address	247 E BERTRAND RD, NILES, MI 49120-4176
Document Number	003324/157
Book / Page	3324 / 157
Map Reference	LB D PG 551
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	247 E BERTRAND RD, NILES, MI 49120-4176

Mortgage

Document Number	0003324160
Date	Apr 21, 2021
Instrument	3324/160

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (+12.29%)	$173,600 (+12.29%)
2025	$1,932.00 (+2.44%) Homeowner's exemption	$77,300 (+22.7%)	$154,600 (+22.7%)
2024	$1,886.00 (+10.42%)
2023		$63,000	$126,000
2022	$1,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Midwest Energy Cooperative.

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