247 Bartley St, Spindale, NC 28160 Property Records

Rutherford County property record for 247 Bartley St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,690 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1616184`

Property Details

APN / Parcel Number

Primary APN	`1616184`
Alternative APN	`31592`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,690 sqft Heated Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	247 BARTLEY ST
City	SPINDALE
State	NC
Zip	28160-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1620156342310000; RES OFF BARTLEY ST
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1011
Census Tract	960600

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	247 BARTLEY ST, SPINDALE, NC 28160-1309
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jan 4, 2007
Deed Book / Page	2027 / 1640
Last Transfer Date	May 4, 2022
Transfer Doc	0020602708
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	May 9, 2022
Property Address	247 BARTLEY ST, SPINDALE, NC 28160-1309
Document Number	0020602708
Book / Page	2060 / 2708
Map Reference	MB 758 PG 221
Instrument Date	May 4, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 BARTLEY STREET, 247, RUTHERFORDTON, NC 28139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 BARTLEY STREET, RUTHERFORDTON, NC 28139

Mortgage

Document Number	0020602711
Date	May 9, 2022
Instrument	2060/2711

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 29, 2019
Property Address	247 BARTLEY ST, SPINDALE, NC 28160-1309
Document Number	0020271640
Book / Page	2027 / 1640
Map Reference	MB 590 PG 154
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 ROYAL BLUE DR, 140, FOREST CITY, NC 28043-6942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 BARTLEY ST, SPINDALE, NC 28160-1309

Mortgage

Document Number	0020271643
Date	Oct 29, 2019
Instrument	2027/1643

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 (+41.34%)	$259,900 (-) Land $15,500 Building $244,400	$259,900 (-) Land $15,500 Building $244,400
2023		$259,900 Land $15,500 Building $244,400	$259,900 Land $15,500 Building $244,400
2022	$2,206.00
2021	$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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