189 Bartley St, Spindale, NC 28160 Property Records

Rutherford County property record for 189 Bartley St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,326 sqft · built 1956
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$653 (2022)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1202967`

Property Details

APN / Parcel Number

Primary APN	`1202967`
Alternative APN	`17816`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,326 sqft Heated Area
Utility Area	434 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Porch	Enclosed Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	17816
Street Address	189 BARTLEY ST
City	SPINDALE
State	NC
Zip	28160-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	DOBBINS, HARRILL & YELTON PROP LOP34-37,66- PL2-109
Legal Block	5
Legal Lot Number	9
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1011
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	189 BARTLEY ST, SPINDALE, NC 28160-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	0020484342
Deed Book / Page	2048 / 4342
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 16, 2021
Property Address	189 BARTLEY ST, SPINDALE, NC 28160-1307
Document Number	0020484342
Book / Page	2048 / 4342
Map Reference	MB 2 PG 109
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 WHISPERING HILLS DR, 336, HENDERSONVILLE, NC 28792-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BARTLEY ST, SPINDALE, NC 28160-1307

Mortgage

Document Number	0020484345
Date	Jul 16, 2021
Instrument	2048/4345

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 14, 2020
Property Address	189 BARTLEY ST, SPINDALE, NC 28160-1307
Document Number	0020354217
Book / Page	002035 / 004217
Instrument Date	Aug 9, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 BARTLEY ST SPINDALE NC 281601307, SPINDALE, NC 28160-1307

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$149,000 Land $8,000 Building $141,000	$149,000 Land $8,000 Building $141,000
2022	$653.00
2021	$653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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