24670 Rutledge Rd, Willow River, MN 55795 Property Records

Pine County property record for 24670 Rutledge Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1999
Lot Size	3.19 acres (139,218 sqft)
Owner	2 Individual Names on File
Last Sale	$333,500 (Nov 2024)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2011 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17.5093.000`

Property Details

APN / Parcel Number

Primary APN	`17.5093.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,952 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	139,218 sqft (3.19 acres)
Lot Width	26 ft Width
Garage Area	832 sqft
Driveway	Driveway
Driveway Area	420 sqft
Deck Area	16 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24670 RUTLEDGE RD
City	WILLOW RIVER
State	MN
Zip	55795-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-044 RANGE-020 PINE RIVER ESTATES LOT-021 BLOCK-001 3.20 AC TOGETHER WITH 1/20TH UNDIVIDED INTEREST IN LOT 8, BLK
Legal Range	020
Legal Township	044
Legal Section	32
Legal Subdivision	PINE RIVER ESTATES
Legal Block	1
Legal Lot Number	8,20-21
Jurisdiction	PINE MN
Township / Civil Division	KETTLE RIVER
Census Block Group	3
Census Block	3002
Census Tract	950300

Owner

24670 Rutledge Rd is owned and occupied by two individuals who bought it in November 2024.

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Dec 12, 2011	Deed of Trust, Mortgage · VA Mortgage MORTGAGE INVESTORS CORP
Sep 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL MORTGAGE & FUNDING INC
Nov 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jan 13, 2011	Warranty Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	2024584900
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000553285
Date	Jun 1, 2020
Instrument	553285

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 20, 2030

Interest

Rate Type	Fixed Rate

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NATIONAL TITLE NTWK INC, NATIONAL TITLE NETWORK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000498141
Date	Dec 12, 2011
Instrument	498141

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%
Type Change Date	Jan 1, 2015
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4%
Index	1-Year CMT
Margin	2
Max Rate	8%

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000448298
Date	Sep 29, 2005
Instrument	448298

Lender

Name	CENTENNIAL MORTGAGE & FUNDING INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 20, 2024
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Document Number	0000584900
Instrument Date	Nov 4, 2024
Instrument	584900
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282

Mortgage

Document Number	0000584901
Date	Nov 20, 2024
Instrument	584901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553285
Date	Jun 1, 2020
Instrument	553285

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 20, 2030

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 5, 2019
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Document Number	0000549641
Instrument Date	Oct 30, 2019
Instrument	549641
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282

Mortgage

Document Number	0000549642
Date	Nov 5, 2019
Instrument	549642

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Fixed Rate

January 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jan 13, 2011
Property Address	24670 RUTLEDGE RD, WILLOW RIVER, MN 55795-3282
Document Number	0000000833
Instrument Date	Jan 12, 2011
Instrument	00833
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7645 N LAKE BLUFF O.5 DR, GLADSTONE, MI 49837-2438

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492521
Date	Jan 13, 2011
Instrument	492521

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 24670 Rutledge Rd was $2,466 with a homeowner's exemption, down 2.8% from the year before.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Kettle River Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,400 (+1.25%) Land $88,100 Building $259,300	$347,400 (+1.25%) Land $88,100 Building $259,300
2025	$2,466.00 (-2.76%) Homeowner's exemption	$343,100 Land $83,100 Building $260,000	$343,100 Land $83,100 Building $260,000
2024	$2,536.00 (+13.32%)
2023	$2,238.00 Homeowner's exemption	$341,000 Land $72,300 Building $268,700	$341,000 Land $72,300 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24670 Rutledge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24670 Rutledge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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