23935 Rutledge Rd, Willow River, MN 55795 Property Records

Pine County property record for 23935 Rutledge Rd, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,530 sqft · built 1983
Lot Size	19.3 acres (843,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Apr 2024)
Tax Bill	$342 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.0358.000`

Property Details

APN / Parcel Number

Primary APN	`17.0358.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,848 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	843,322 sqft (19.3 acres)
Garage Area	1,600 sqft
Driveway	Driveway
Driveway Area	768 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Deck Area	422 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	96 sqft
Poultry House	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23935 RUTLEDGE RD
City	WILLOW RIVER
State	MN
Zip	55795-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-044 RANGE-020 19.36 AC SOUTHEAST 1/4 OF SOUTHWEST 1/4 LESS THAT PART LYING WLY OF FOLL DESC LINE: COM AT SE
Legal Range	020
Legal Township	044
Legal Section	29
Jurisdiction	PINE MN
Township / Civil Division	KETTLE RIVER
Census Block Group	1
Census Block	1056
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2019	Deed of Trust, Mortgage · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC
Jan 14, 2019	Warranty Deed, Transfer · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Mar 29, 2024 · Amount on Record
Deed Document Number	2024581043
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581044
Date	Apr 1, 2024
Instrument	581044

Lender

Name	VILLAGE CAPITAL & INVESTMENT
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000550253
Date	Dec 4, 2019
Instrument	550253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	544459
Date	Jan 14, 2019
Instrument	544459

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jan 14, 2019
Property Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035
Document Number	0000544458
Instrument Date	Jan 7, 2019
Instrument	544458
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23935 RUTLEDGE RD, WILLOW RIVER, MN 55795-3035

Mortgage

Document Number	0000544459
Date	Jan 14, 2019
Instrument	544459

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Kettle River Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,400 (+9.06%) Land $98,500 Building $282,900	$381,400 (+9.06%) Land $98,500 Building $282,900
2025	$342.00 (+557.69%)	$349,700 (-6.52%) Land $80,000 Building $269,700	$349,700 (-6.52%) Land $80,000 Building $269,700
2023	$52.00	$374,100 Land $61,100 Building $313,000	$374,100 Land $61,100 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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