2465 E Rum River Dr S, Cambridge, MN 55008 Property Records

Isanti County property record for 2465 E Rum River Dr S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1993
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jul 2026)
Tax Bill	$6,414 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.266.0590`

Property Details

APN / Parcel Number

Primary APN	`15.266.0590`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	214 ft deep x 120 ft wide
Garage Area	792 sqft
Driveway	Driveway
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2465 E RUM RIVER DR S
City	CAMBRIDGE
State	MN
Zip	55008-2688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME GOLDENWOOD 9TH ADDN LOT 002 BLOCK 004 SUBDIVISIONCD 15266
Legal Range	023
Legal Township	035
Legal Section	05
Legal Subdivision	GOLDENWOOD 9TH ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	130303

Owner

Source: Isanti County assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2465 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	2026546410
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Jul 14, 2026
Property Address	2465 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2688
Document Number	0000546410
Instrument Date	Apr 27, 2026
Instrument	2026546410
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	LEX TITLE COMPANY, FLEX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$136,653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2688

Mortgage

Document Number	0000546411,
Date	Jul 14, 2026
Instrument	2026546411

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,414.00 (-3.64%) Homeowner's exemption	$413,400 (-4.02%) Land $55,000 Building $358,400	$413,400 (-4.02%) Land $55,000 Building $358,400
2025		$430,700 (+2.13%) Land $55,000 Building $375,700	$430,700 (+2.13%) Land $55,000 Building $375,700
2023	$6,656.00 (+18.65%) Homeowner's exemption	$421,700 Land $44,900 Building $376,800	$421,700 Land $44,900 Building $376,800
2022	$5,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: East Central Energy.

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