2440 E Rum River Dr S, Cambridge, MN 55008 Property Records

Isanti County property record for 2440 E Rum River Dr S, Cambridge, MN 55008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,390 sqft · built 1978
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jun 2023)
Tax Bill$4,260 (2026)
Deeds & MortgagesSep 2017 Sale
Flood ZoneZone X (minimal risk)
APN15.260.0070

Property Details

APN / Parcel Number

Primary APN15.260.0070

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms6 Rooms
Building Area1,390 sqft Heated Area
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions173 ft deep x 117 ft wide
Garage Area506 sqft
DrivewayDriveway
Deck Area560 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2440 E RUM RIVER DR S
CityCAMBRIDGE
StateMN
Zip55008-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME GOLDENWOOD 6TH ADDN LOT 004 BLOCK 002 SUBDIVISIONCD 15260
Legal Range023
Legal Township035
Legal Section05
Legal SubdivisionGOLDENWOOD 6TH ADDN
Legal Block2
Legal Lot Number4
JurisdictionISANTI MN
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2007
Census Tract130303

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2440 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleFeb 12, 2016 · Amount on Record
Deed Document Number20231544323
Prior Transfer DateMar 24, 2017
Prior Transfer Doc0000465757
Record UpdatedSep 20, 2026

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionISANTI MN
Recording DateSep 28, 2017
Property Address2440 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2613
Document Number0000727559
Instrument DateSep 28, 2017
Instrument727559
Transaction TypeTransfer
Record UpdatedOct 13, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 E RUM RIVER DR S CAMBRIDGE MN 550082613, CAMBRIDGE, MN 55008-2613

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
MunicipalityCambridge City
Unified School DistrictCambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,260.00 (+2.6%) Homeowner's exemption$271,600 (+0.33%) Land $55,000 Building $216,600$271,600 (+0.33%) Land $55,000 Building $216,600
2025$270,700 (+5.87%) Land $55,000 Building $215,700$270,700 (+5.87%) Land $55,000 Building $215,700
2023$4,152.00 (+20.77%) Homeowner's exemption$255,700 Land $35,400 Building $220,300$255,700 Land $35,400 Building $220,300
2022$3,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCambridge
serves 9,862 people · EPA ID MN1300002
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: ECE Fiber.

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