2465 Borland Rd, Ray, OH 45672 Property Records

Jackson County property record for 2465 Borland Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,416 sqft · built 2019
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Apr 2004)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`E080010011700`

Property Details

APN / Parcel Number

Primary APN	`E080010011700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,416 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft
Finished Basement	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	556 sqft
Shed	1 Shed
Shed Area	96 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2465 BORLAND RD
City	RAY
State	OH
Zip	45672-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 SW
Legal Range	00
Legal Township	00
Legal Section	10
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1012
Census Tract	957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1018 S MAIN ST, BELLEFONTAINE, OH 43311-1617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Jul 3, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2004 · Amount on File
Deed Sale	Apr 1, 2004 · Amount on File
Prior Sale	Sep 12, 2000
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2465 BORLAND RD, RAY, OH 45672-9685
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	LAND SEL TITLE AGENCY, LANDSEL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00139/0503
Date	May 9, 2019
Book Page	139/0503
Instrument	201900001426

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2465 BORLAND RD, RAY, OH 45672-9685
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00132/2426
Date	Jul 3, 2018
Book Page	132/2426
Instrument	201800002054

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 (-3.51%)	$140,610 (-) Land $7,130 Building $133,480	$401,730 (-) Land $20,360 Building $381,370
2023	$6,608.00 (+54.79%)	$140,610 (+56.42%) Land $7,130 Building $133,480
2022	$4,269.00	$89,890 Land $5,360 Building $84,530
2020			$401,730 Land $20,360 Building $381,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	50 / 10
Willard Communications Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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