2306 Borland Rd, Ray, OH 45672 Property Records

Jackson County property record for 2306 Borland Rd, Ray, OH 45672

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.89 acres (169,710 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2026)
Tax Bill	$146 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E080040004309`

Property Details

APN / Parcel Number

Primary APN	`E080040004309`

Exterior

Lot Area	169,710 sqft (3.89 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2306 BORLAND RD
City	RAY
State	OH
Zip	45672-9685
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	NE QT OF NW QT
Legal Range	00
Legal Township	00
Legal Section	15
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1033
Census Tract	957400

Owner

2306 Borland Rd, residential vacant land, is owned and occupied by an individual who bought it in March 2026.

Source: Jackson County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2306 BORLAND RD, RAY, OH 45672-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK
Mar 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Aug 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	2026800
Deed Book / Page	193 / 1964
Transfer Doc	0000003087
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2306 BORLAND RD, RAY, OH 45672-9685
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/2345
Date	Dec 19, 2023
Book Page	176/2345
Instrument	202303690

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.62%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	15.6%
Index	5-Year TN
Max Rate	15.6%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Mar 13, 2026
Property Address	2306 BORLAND RD, RAY, OH 45672-9685
Document Number	00193/1964
Book / Page	193 / 1964
Instrument Date	Mar 6, 2026
Instrument	202600800
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 BORLAND RD, RAY, OH 45672-9685

Mortgage

Document Number	0202600801
Date	Mar 13, 2026
Instrument	202600801

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Aug 27, 2021
Property Address	BORLAND RD, RAY, OH 45672
Document Number	00158/1515
Book / Page	158 / 1515
Instrument Date	Aug 13, 2021
Instrument	202100003088
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BORLAND ROAD, RAY, OH 45672

Mortgage

Document Number	202100003089
Date	Aug 27, 2021
Instrument	202100003089

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2306 Borland Rd was $146.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jackson Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$146.00	$3,240 Land $3,240	$9,250 Land $9,250
2023	$152.00 (+17.83%)	$3,240 (+19.12%) Land $3,240
2022	$129.00	$2,720 Land $2,720
2020			$9,250 Land $9,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2306 Borland Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1997–2011)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Borland Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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