24645 Pacific St, Waterloo, NE 68069 Property Records

Douglas County property record for 24645 Pacific St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,132 sqft · built 1973
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on Record
Last Sale	$422,000 (Jun 2019)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1042-0002-01`

Property Details

APN / Parcel Number

Primary APN	`1042-0002-01`
Alternative APNs	`R0110420002` `0110420002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	4,232 sqft
1st Floor Area	2,132 sqft
Basement Area	1,404 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R0110420002
Street Address	24645 PACIFIC ST
City	WATERLOO
State	NE
Zip	68069-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LANDS SEC-TWN-RGE 28-15-10 -EX E 208.7 S 417.4 N 450.4 FT- E 1/2 NE 1/4 NW 1/4 18 AC
Legal Range	10E
Legal Township	15N
Legal Section	28
Legal Subdivision	LANDS
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1011
Census Tract	7508

Owner

Source: Douglas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24645 PACIFIC ST, WATERLOO, NE 68069-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CORNHUSKER BANK
Jun 17, 2019	Deed, Transfer · Conventional Mortgage ACCESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	201943942
Last Transfer Date	Sep 18, 2026
Transfer Doc	0000085284
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 24, 2026
Property Address	24645 PACIFIC ST, WATERLOO, NE 68069-4833
Document Number	0000085284
Instrument Date	Sep 18, 2026
Instrument	202685284
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24645 PACIFIC ST, WATERLOO, NE 68069-4833

Mortgage

Document Number	0000086061,
Date	Sep 24, 2026
Instrument	202686061

Lender

Name	CORNHUSKER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 17, 2019
Property Address	24645 PACIFIC ST, WATERLOO, NE 68069-4833
Document Number	2019043942
Instrument Date	Jun 13, 2019
Instrument	2019043942
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24645 PACIFIC ST, WATERLOO, NE 68069-4833

Mortgage

Document Number	2019043943
Date	Jun 17, 2019
Instrument	2019043943

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+4.01%)	$467,490 (+22.69%) Land $165,690 Building $301,800	$467,490 (+22.69%) Land $165,690 Building $301,800
2024	$4,141.00 (-10.81%)
2023	$4,643.00 (-3.71%)	$381,030 Land $139,030 Building $242,000	$381,030 Land $139,030 Building $242,000
2022	$4,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pacific St

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