23710 Pacific St, Waterloo, NE 68069 Property Records

Douglas County property record for 23710 Pacific St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,728 sqft · built 1961
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2018)
Tax Bill	$526 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0966-0001-01`

Property Details

APN / Parcel Number

Primary APN	`0966-0001-01`
Alternative APNs	`R0109660001` `0109660001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,188 sqft
Basement Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0109660001
Street Address	23710 PACIFIC ST
City	WATERLOO
State	NE
Zip	68069-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LANDS SEC-TWN-RGE 22-15-10 E 253.2 N 343.2 S 376.2 FT SW 1/4 SW 1/4
Legal Range	10E
Legal Township	15N
Legal Section	22
Legal Subdivision	LANDS
Legal Tract	A
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	7508

Owner

23710 Pacific St is owned and occupied by an individual who bought it in November 2018.

Source: Douglas County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	23710 PACIFIC ST, WATERLOO, NE 68069-4006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Document Number	201887262
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 1, 2018
Property Address	23710 PACIFIC ST, WATERLOO, NE 68069-4006
Document Number	2018087262
Instrument Date	Oct 12, 2018
Instrument	2018087262
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	DRI TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	2018087263
Date	Nov 1, 2018
Instrument	2018087263

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23710 Pacific St was $526, up 1% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 (+1%)	$56,800 Land $56,800	$56,800 Land $56,800
2024	$263.00 (-89.01%)
2023	$2,392.00 (+8.14%)	$195,600 Land $66,800 Building $128,800	$195,600 Land $66,800 Building $128,800
2022	$2,212.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23710 Pacific St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23710 Pacific St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: AT&T, Cox Communications.

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