2464 Hand Rd, Niles, MI 49120 Property Records

Cass County property record for 2464 Hand Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1969
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Nov 2022)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-008-009-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-008-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,188 sqft Building Perimeter
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	157,252 sqft (3.61 acres)
Garage Area	486 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2464 HAND RD
City	NILES
State	MI
Zip	49120-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 100A SEC 8 T7S R16W BEG NW COR E 1/2 SW 1/4, TH S ALG 1/8 LINE 363 FT, S 52 DEG 20' E TO CEN KINZIE CRK, NLY IN CEN CRK TO
Legal Range	16W
Legal Township	07S
Legal Section	08
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3028
Census Tract	2202

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2464 HAND RD, NILES, MI 49120-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit CIRCLE FCU
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU
Nov 7, 2022	Quit Claim Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Nov 21, 2007 · Amount on Record
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0971/2571
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2464 HAND RD, NILES, MI 49120-9323
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 HAND RD, NILES, MI 49120-9323

Mortgage

Document Number	001228/860
Date	Jan 25, 2023
Book Page	1228/860

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Nov 7, 2022
Property Address	2464 HAND RD, NILES, MI 49120-9323
Document Number	01225/1397
Book / Page	1225 / 1397
Instrument Date	Oct 28, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,972.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2464 HAND RD, NILES, MI 49120-9323

Mortgage

Document Number	0012251400
Date	Nov 7, 2022
Instrument	1225-1400

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2027

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Nov 7, 2022
Property Address	2464 HAND RD, NILES, MI 49120-9323
Document Number	01225/1394
Book / Page	1225 / 1394
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 HAND RD, NILES, MI 49120-9323

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,400 (+16.85%) Land $114,400	$228,800 (+16.85%) Land $228,800
2025	$2,126.00 (+3.3%) Homeowner's exemption	$97,900 (+31.76%) Land $97,900	$195,800 (+31.76%) Land $195,800
2024	$2,058.00 (+22.72%)
2023		$74,300	$148,600
2022	$1,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hand Rd

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