2464 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2464 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,584 sqft · built 1999
Lot Size	0.26 acres (1,131 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Aug 2023)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-010`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,186 sqft
Basement Area	602 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,131 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2464 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 3
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

2464 Amber Ln is owned and occupied by an individual who bought it in August 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	339 N WESTON AVE, ELGIN, IL 60123-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Sep 28, 2021	Intrafamily Transfer, Transfer
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202326417
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	0000026417
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 1, 2023
Property Address	2464 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000025941
Map Reference	DOC 98K096197
Instrument Date	Jul 28, 2023
Instrument	2023K025941
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	339 N WESTON AVE, ELGIN, IL 60123-3308

Mortgage

Document Number	0000025942
Date	Aug 1, 2023
Instrument	2023K025942

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 28, 2021
Property Address	2464 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000073371
Instrument Date	Aug 10, 2021
Instrument	2021K073371
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 AMBER LN, ELGIN, IL 60123-4107

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2464 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025660
Date	Jun 19, 2019
Instrument	2019K025660

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2464 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000669
Date	Jan 6, 2020
Instrument	2020K000669

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 18, 2018
Property Address	2464 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000060582
Map Reference	DOC98K096197
Instrument Date	Dec 3, 2018
Instrument	2018K060582
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2624 AMBER LANE, ELGIN, IL 60123

Mortgage

Document Number	0000060583
Date	Dec 18, 2018
Instrument	2018K060583

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2464 Amber Ln was $4,879 with exemptions applied, up 5.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00 (+5.77%)	$79,961 (+8.57%) Land $18,505 Building $61,456	$239,979 (+8.57%) Land $55,537 Building $184,442
2024	$4,613.00	$73,649 Land $17,044 Building $56,605	$221,035 Land $51,152 Building $169,883
2022	$4,740.00 (+4.75%) Homeowner's exemption	$60,669 (+6.96%) Land $14,040 Building $46,629	$182,007 (+6.96%) Land $42,120 Building $139,887
2021	$4,525.00 Homeowner's exemption	$56,721 Land $13,126 Building $43,595	$170,163 Land $39,378 Building $130,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2464 Amber Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2464 Amber Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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