2463 Amber Ln, Elgin, IL 60123 Property Records

Kane County property record for 2463 Amber Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,488 sqft · built 1999
Lot Size	0.26 acres (1,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2021)
Tax Bill	$5,412 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-155-020`

Property Details

APN / Parcel Number

Primary APN	`06-33-155-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,042 sqft
Basement Area	554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,131 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2463 AMBER LN
City	ELGIN
State	IL
Zip	60123-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE TOWNHOMES LOT 14
Legal Subdivision	FOX RIDGE TOWNHOMES
Legal Block	5
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2463 AMBER LN, ELGIN, IL 60123-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	202119611
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2463 AMBER LN, ELGIN, IL 60123-4107
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049893
Date	Dec 16, 2025
Instrument	2025K049893

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2021
Property Address	2463 AMBER LN, ELGIN, IL 60123-4107
Document Number	0000019611
Map Reference	DOC 98K096197
Instrument Date	Jan 13, 2021
Instrument	2021K019611
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2463 AMBER LN, 2463, ELGIN, IL 60123-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2463 AMBER LN, ELGIN, IL 60123-4107

Mortgage

Document Number	0000019612
Date	Mar 12, 2021
Instrument	2021K019612

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,412.00 (+15.81%) Homeowner's exemption	$78,950 (+8.57%) Land $18,505 Building $60,445	$236,945 (+8.57%) Land $55,537 Building $181,408
2024		$72,718 (+21.39%) Land $17,044 Building $55,674	$218,241 (+21.44%) Land $51,152 Building $167,089
2022	$4,673.00 (+4.75%) Homeowner's exemption	$59,902 (+6.96%) Land $14,040 Building $45,862	$179,706 (+6.96%) Land $42,120 Building $137,586
2021	$4,461.00 Homeowner's exemption	$56,004 Land $13,126 Building $42,878	$168,012 Land $39,378 Building $128,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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