St. Clair County property record for 2462 Locust Ln, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 546 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,360 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-151-0007-000 |
| Primary APN | 74-01-151-0007-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 546 sqft Living Area |
| 1st Floor Area | 546 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 214 ft deep x 42.8 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2462 LOCUST LN |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 12 LOCUST POINT SEC 02 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | LOCUST POINT |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 649000 |
2462 Locust Ln is owned by an individual who acquired it in October 2012.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9469 NOOK RD, CLAY, MI 48001-4428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2012 |
| Transfer Doc | 004307/899 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2462 Locust Ln was $1,360, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,800 (+2.89%) | $99,600 | |
| 2025 | $1,360.00 (+2.41%) | $48,400 | |
| 2024 | $1,328.00 | $96,800 | |
| 2023 | $37,000 | ||
| 2022 | $1,171.00 | $74,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2462 Locust Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2462 Locust Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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