2453 Locust Ln, Algonac, MI 48001 Property Records

St. Clair County property record for 2453 Locust Ln, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1994
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jun 2018)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Jun 2018 Sale Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`74-01-151-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-151-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Area	512 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2453 LOCUST LN
City	ALGONAC
State	MI
Zip	48001-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 15 LOCUST POINT
Legal Subdivision	LOCUST POINT
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1010
Census Tract	649000

Owner

Source: St. Clair County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2453 LOCUST LN, ALGONAC, MI 48001-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Warranty Deed, Transfer ASK SERVICES INC
Jun 7, 2018	Warranty Deed, Transfer ASK SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	201813022
Deed Book / Page	4952 / 805
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 7, 2018
Property Address	2453 LOCUST LN, ALGONAC, MI 48001-1119
Document Number	0049520805
Book / Page	004952 / 000805
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CLAY ST ALGONAC MI 480011468, ALGONAC, MI 48001-1468

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 7, 2018
Property Address	2453 LOCUST LN, ALGONAC, MI 48001-1119
Document Number	0049520804
Book / Page	004952 / 000804
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2453 LOCUST LN ALGONAC MI 480011119, ALGONAC, MI 48001-1119

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (-41.31%) Homeowner's exemption	$92,600 (+22.97%)
2024	$2,728.00 (+12.36%)		$185,200 (+22.97%)
2023		$75,300
2022	$2,428.00		$150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ln

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