Kenton County property record for 2462 Evergreen Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,058 sqft · built 1995 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,500 (Apr 2017) |
| Tax Bill | $2,306 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-01-158.00 |
| Primary APN | 045-00-01-158.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,058 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 181 ft deep x 36 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2462 EVERGREEN DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 158 |
| Legal Subdivision | BERLINGS ADDN TO RIDGEPORT |
| Legal Phase | 14 |
| Legal Lot Number | 158 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2462 EVERGREEN DR, FT MITCHELL, KY 41017-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on Record |
| Deed Sale | Apr 3, 2017 · Amount on Record |
| Prior Sale | Jul 27, 1998 · Amount on Record |
| Deed Document Number | 201704 03 059 00240 |
| Deed Book / Page | 3919 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2462 EVERGREEN DR, COVINGTON, KY 41017-9492 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3022 ROUND HILL CT, EDGEWOOD, KY 41017-2631 |
| Document Number | 0005900272 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 230/967 |
| Instrument | 21061405900272 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 17, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 3, 2017 |
| Property Address | 2462 EVERGREEN DR, COVINGTON, KY 41017-9492 |
| Document Number | 0000000240 |
| Book / Page | 0I3919 / 000277 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 240 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2462 EVERGREEN DR COVINGTON KY 410179492, COVINGTON, KY 41017-9492 |
| Document Number | 241 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 0I3919/000280 |
| Instrument | 241 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,700 (-) Land $20,000 Building $212,700 | $232,700 (-) Land $20,000 Building $212,700 | |
| 2025 | $2,306.00 (-7.02%) | $232,700 (-) Land $20,000 Building $212,700 | $232,700 (-) Land $20,000 Building $212,700 |
| 2023 | $2,480.00 | $232,700 Land $20,000 Building $212,700 | $232,700 Land $20,000 Building $212,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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