2458 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2458 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,444 sqft · built 1900
Lot Size	0.051 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Oct 2021)
Tax Bill	$1,756 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-378-006`

Property Details

APN / Parcel Number

Primary APN	`10-13-378-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	714 sqft
Upper Floors Area	714 sqft
Basement Area	730 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	2,250 sqft (0.051 acres)
Lot Dimensions	90 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	119 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2458 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S 1/2 LOT 4 FRANK FOSSELMANN'S SUB
Legal Subdivision	PRESCOTT
Legal Lot Number	4
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2014
Census Tract	500

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 28, 2017	Deed of Trust, Mortgage COLLINS COMMUNITY CU
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Dec 1, 2017	Grant Deed, Transfer
Apr 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	2021-00017541
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 19, 2024
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Document Number	0000000552
Instrument Date	Jan 17, 2024
Instrument	2024-00000552
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 21, 2021
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Document Number	0000017541
Instrument Date	Oct 18, 2021
Instrument	2021-00017541
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301

Mortgage

Document Number	0000017542
Date	Oct 21, 2021
Instrument	2021-00017542

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010650
Date	Aug 28, 2017
Instrument	2017-00010650

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52410

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 1, 2022

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 1, 2017
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Document Number	0000014863
Instrument Date	Nov 30, 2017
Instrument	14863
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Amount	Amount Recorded
Tax	$13,380.86
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNDY CIR #7 DUBUQUE IA 52003, 7, DUBUQUE, IA 52003
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 14, 2017
Property Address	2458 CENTRAL AVE, DUBUQUE, IA 52001-3301
Document Number	0000004175
Instrument Date	Apr 14, 2017
Instrument	4175
Transaction Type	Transfer
Record Updated	May 31, 2017

Transaction

Amount	Amount Recorded
Tax	$88.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 762 DUBUQUE IA 520040762, DUBUQUE, IA 52004-0762

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,300 (+28.4%) Land $9,600 Building $119,700	$129,300 (+28.4%) Land $9,600 Building $119,700
2024	$1,756.00 (+35.29%)
2023		$100,700 (+33.87%) Land $8,400 Building $92,300	$100,700 (+33.87%) Land $8,400 Building $92,300
2022	$1,298.00	$75,220 Land $7,200 Building $68,020
2021			$75,220 Land $7,200 Building $68,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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