2461 Stephanie Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2461 Stephanie Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,300 sqft · built 1972
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$989,000 (Oct 2023)
Tax Bill	$5,760 (2025)
Deeds & Mortgages	Oct 2023 Sale Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-035-035-000`

Property Details

APN / Parcel Number

Primary APN	`024-035-035-000`
Alternative APN	`024-035-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	16,553 sqft (0.38 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2461 STEPHANIE DR
City	ARNOLD
State	CA
Zip	95223-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS UNIT 8 LOT 121
Legal Subdivision	BLUE LAKE SPRINGS
Legal Lot Number	121
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1026
Census Tract	505

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1761 CLEVELAND AVE, SAN JOSE, CA 95126-1904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jan 28, 2021	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20238178
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0000003697
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 16, 2023
Property Address	2461 STEPHANIE DR, ARNOLD, CA 95223-9585
Document Number	0000008178
Map Reference	MB 2 PG 91
Instrument Date	Oct 6, 2023
Instrument	2023-008178
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1761 CLEVELAND AVE, SAN JOSE, CA 95126-1904

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2461 STEPHANIE DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WARD ST 525, 525, LARKSPUR, CA 94977-9010

Mortgage

Document Number	0000013210
Date	Nov 15, 2022
Instrument	2022-013210

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Dec 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	8%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Max Rate	17%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 28, 2021
Property Address	2461 STEPHANIE DR, ARNOLD, CA 95223
Document Number	0000002096
Map Reference	MB 2
Instrument Date	Jan 21, 2021
Instrument	2021-002096
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 WARD ST UNIT 525, 525, LARKSPUR, CA 94977-9010

Mortgage

Document Number	0000002097
Date	Jan 28, 2021
Instrument	2021-002097

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,625 (+2%) Land $33,121 Building $461,504
2025	$5,760.00 (+2.78%)	$484,927 (+4.04%) Land $32,472 Building $452,455
2023	$5,604.00 (+4.34%)	$466,099 Land $31,212 Building $434,887
2022	$5,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

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