Calaveras County property record for 2442 Stephanie Dr, Arnold, CA 95223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1979 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jul 2025) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-035-032-000 |
| Primary APN | 024-035-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Street Address | 2442 STEPHANIE DR |
|---|---|
| City | ARNOLD |
| State | CA |
| Zip | 95223-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLUE LAKE SPRINGS UNIT 8 LOT 30 |
| Legal Subdivision | BLUE LAKE SPRINGS |
| Legal Lot Number | 30 |
| Legal Unit | 8 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 505 |
2442 Stephanie Dr is owned by two individuals who bought it in July 2025.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1254 LEXINGTON WAY, LIVERMORE, CA 94550-6518 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Grant Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 20256943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Nov 14, 2022 |
| Property Address | 2442 STEPHANIE DR, ARNOLD, CA 95223-9585 |
| Document Number | 0000013113 |
| Map Reference | MB 2 PG 91 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022-013113 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9 CLAY CT, NOVATO, CA 94949-6652 |
| Document Number | 0000013114 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022-013114 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 5, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2442 STEPHANIE DR, ARNOLD, CA 95223-9585 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2442 STEPHANIE DR, ARNOLD, CA 95223 |
| Document Number | 0000015653 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-015653 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
The 2025 property tax bill for 2442 Stephanie Dr was $4,357.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $460,000 (+30.04%) Land $50,000 Building $410,000 | |
| 2025 | $4,357.00 | $353,736 Land $31,212 Building $322,524 |
| 2023 | $4,243.00 (+59.09%) | $340,000 Land $30,000 Building $310,000 |
| 2022 | $2,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2442 Stephanie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2442 Stephanie Dr is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cal.net.
5G and 4G LTE (outdoors only)
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