2461 Garrett Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2461 Garrett Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1999
Lot Size	0.136 acres (5,931 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jun 2021)
Tax Bill	$7,984 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`240-190-410-000`

Property Details

APN / Parcel Number

Primary APN	`240-190-410-000`
Alternative APN	`240-190-41`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,352 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	5,931 sqft (0.136 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-190-41
Street Address	2461 GARRETT CT
City	TRACY
State	CA
Zip	95377-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000-FM PT 240-190-20 PER ALDEN MEADOWS NO. 2
Legal Subdivision	ALDEN MEADOWS
Legal Block	3
Legal Lot Number	54
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

2461 Garrett Ct is owned by two individuals who bought it in June 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1186 BELLINGHAM SQ, SAN RAMON, CA 94582-5281
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Grant Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Mar 5, 2004 · Amount on File
Deed Document Number	2021110351
Prior Transfer Date	Jan 23, 2016
Prior Transfer Doc	0000010134
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 29, 2021
Property Address	2461 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000110351
Map Reference	MB 34 PG 35
Instrument Date	Jun 22, 2021
Instrument	2021-110351
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1186 BELLINGHAM SQ, SAN RAMON, CA 94582-5281

Mortgage

Document Number	0000110352
Date	Jun 29, 2021
Instrument	2021-110352

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2461 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000099719
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 CHANNI CT DANVILLE CA 945065018, DANVILLE, CA 94506-5018

Mortgage

Document Number	0000099719
Date	Sep 6, 2018
Instrument	99719

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2461 Garrett Ct was $7,984, down 9.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,984.00 (-9.69%)
2025	$8,841.00	$746,875 Land $129,890 Building $616,985
2023	$8,027.00 (+2.1%)	$717,876 Land $124,848 Building $593,028	$692,910
2022	$7,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2461 Garrett Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2461 Garrett Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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