2431 Garrett Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2431 Garrett Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,585 sqft · built 1999
Lot Size	0.174 acres (7,595 sqft)
Owner	Individual Name on File
Last Sale	$747,000 (Apr 2026)
Tax Bill	$5,335 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`240-190-380-000`

Property Details

APN / Parcel Number

Primary APN	`240-190-380-000`
Alternative APN	`240-190-38`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	7,595 sqft (0.174 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-190-38
Street Address	2431 GARRETT CT
City	TRACY
State	CA
Zip	95377-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000-FM PT 240-190-20 PER ALDEN MEADOWS NO. 2
Legal Subdivision	ALDEN MEADOWS
Legal Block	3
Legal Lot Number	51
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

2431 Garrett Ct is owned and occupied by an individual who bought it in April 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2431 GARRETT CT, TRACY, CA 95377-8660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Apr 21, 2026	Affidavit of Death of Trustee, Transfer
Apr 21, 2026	Grant Deed, Transfer · Conventional Mortgage CAL PACIFIC FUNDING CORPORATION
Mar 23, 2022	Intrafamily Transfer, Transfer AMROCK INC
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 22, 2021	Intrafamily Transfer, Transfer AMROCK INC
Mar 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 26, 2019	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Deed Document Number	202636061
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000050970
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2026
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000036062
Instrument Date	Apr 18, 2026
Instrument	202636062
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2431 GARRETT CT, TRACY, CA 95377-8660

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2026
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000036060
Instrument Date	Apr 15, 2026
Instrument	202636060
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	17731 OAK ST, FOUNTAIN VALLEY, CA 92708-4553

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2026
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000036061
Instrument Date	Mar 5, 2026
Instrument	2026.36061
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,991.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2431 GARRETT CT, TRACY, CA 95377-8660

Mortgage

Document Number	0000036063,
Date	Apr 21, 2026
Instrument	2026.36063

Lender

Name	CAL PACIFIC FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2022
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000038670
Map Reference	MB 34 PG 35
Instrument Date	Mar 16, 2022
Instrument	2022-038670
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2431 GARRETT CT, TRACY, CA 95377-8660

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2022
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000038668
Map Reference	MB 34 PG 35
Instrument Date	Mar 16, 2022
Instrument	2022-038668
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2431 GARRETT CT, TRACY, CA 95377-8660

Mortgage

Document Number	0000038669
Date	Mar 23, 2022
Instrument	2022-038669

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 22, 2021
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000050970
Map Reference	MB 34 PG 35
Instrument Date	Oct 19, 2020
Instrument	2021-050970
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2431 GARRETT CT, TRACY, CA 95377-8660

Mortgage

Document Number	0000050971
Date	Mar 22, 2021
Instrument	2021-050971

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 22, 2021
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000050972
Map Reference	MB 34 PG 35
Instrument Date	Oct 19, 2020
Instrument	2021-050972
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2431 GARRETT CT, TRACY, CA 95377-8660

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 26, 2019
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000029846
Instrument Date	Mar 19, 2019
Instrument	29846
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2431 GARRETT CT TRACY CA 953778660, TRACY, CA 95377-8660

Mortgage

Document Number	29847
Date	Mar 26, 2019
Instrument	29847

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 26, 2019
Property Address	2431 GARRETT CT, TRACY, CA 95377-8660
Document Number	0000029848
Instrument Date	Mar 19, 2019
Instrument	29848
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2431 GARRETT CT TRACY CA 953778660, TRACY, CA 95377-8660

Tax Assessment & Valuation

The 2026 property tax bill for 2431 Garrett Ct was $5,335 with a homeowner's exemption, up 0.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,335.00 (+0.08%)
2025	$5,331.00 Homeowner's exemption	$448,137 Land $122,950 Building $325,187
2023	$4,841.00 (+2.13%) Homeowner's exemption	$430,737 Land $118,177 Building $312,560	$697,140
2022	$4,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2431 Garrett Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Garrett Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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