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2460 Mountain Top Loop, Pell City, AL 35128 Property Records

St. Clair County property record for 2460 Mountain Top Loop, Pell City, AL 35128

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,183 sqft · built 1994
Lot Size3.9 acres (169,884 sqft)
Owner2 Individual Names on File
Last Sale$236,000 (Apr 2017)
Tax Bill$1,027 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN27-01-12-0-000-004.001

Property Details

APN / Parcel Number

Primary APN27-01-12-0-000-004.001
Alternative APNs
  • 00513998
  • 513998
  • 27933

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,183 sqft Living Area
1st Floor Area2,183 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area169,884 sqft (3.9 acres)
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00513998
Street Address2460 MOUNTAIN TOP LOOP
CityPELL CITY
StateAL
Zip35128-6129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR SEC S 1330.53' E 1320.14' TO POB TH S 451.44' W 419' N ALG RW 470' E 345' TO POB 12-17-2
Legal Range02E
Legal Township17S
Legal Section12
JurisdictionST CLAIR AL
Township / Civil DivisionMOODY
Census Block Group2
Census Block2018
Census Tract40105

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address262 MARINA RD, SHELBY, AL 35143-7226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 5, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2017 · Amount on File
Deed SaleApr 4, 2017 · Amount on File
Deed Book / Page2017 / 3442
Prior Transfer DateApr 3, 2017
Prior Transfer Doc0000003442
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address2460 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6129
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065612
DateDec 8, 2020
Book PageMTG 2020/65612
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR AL
Recording DateApr 5, 2017
Property Address2460 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6129
Document Number0000003442
Book / Page2017 / 03442
Instrument DateApr 3, 2017
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2460 MOUNTAIN TOP LOOP, PELL CITY, AL 35128-6129

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00 (+11.15%)$29,880 (-49.97%)$298,640 (-)
2023$59,728 Land $6,620 Building $53,108$298,640 Land $33,100 Building $265,540
2022$924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 75% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

May also be available: Coosa Valley Technologies.

Cell Coverage

5G and 4G LTE (outdoors only)

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